Planning Ahead for Yourself and Your Spouse in Florida

Declaring Florida as your home, the homestead exemption, and whether your out-of-state will and power of attorney still work here.

What Florida Medicaid lets the spouse at home keep: savings, income and the house, with 2026 figures.

Paying for care at home, Medicaid home and community services, reverse mortgages, home changes, and who decides if you can't.

Florida's rights for a surviving spouse, homestead rules, prenuptial agreements and beneficiary forms, so a new spouse and your children are both looked after.

How to pick an agent, a health care surrogate, a trustee and backups, and the red flags to watch for.

Gifts, 529 plans, accounts for minors, and options for a grandchild with a disability, weighed against the Medicaid look-back.

The five documents every Florida adult should have (links to /resources#five-documents)

Lady Bird deeds in Florida, explained (links to /resources#lady-bird-deed)

Florida Medicaid myths, explained carefully (links to /resources#medicaid-myths)

Planning for a family member with a disability (links to /resources#special-needs)

VA Aid and Attendance for veterans and surviving spouses (links to /resources#va-aid-attendance)

How probate works in Florida (links to /resources#probate-florida)

Where does our family stand? A 10-question private quiz (links to /family-quiz)

Estate planning overview (links to /estate-planning)

Florida Medicaid and long-term care planning overview (links to /medicaid-planning)

Helping a parent instead? See For Adult Children. Advising clients or patients? See For Professionals.